Challenge Yourself

Patrick M. O'Connor

It is the first full week of 2014. When would be a better time to start a new savings plan? I found a great savings challenge. It has shown up on many sites such as and and has been around for years. I would give credit for the idea to a specific person if I knew who it was. It even comes with various challenges. I think it is a great way to start to save some money. By the end of one year, you will have plenty of money in an emergency fund or a vacation fund or whatever else you would like to focus the money on.

Of course, it is vital that you do not use the money expect for its intended purpose or what is the point of doing it in the first place – right?

Here is a chart that I made so…

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